{"id":2347,"date":"2016-12-15T10:37:28","date_gmt":"2016-12-15T10:37:28","guid":{"rendered":"https:\/\/www.ecrowdinvest.com\/blog\/?p=2347"},"modified":"2016-12-15T12:00:25","modified_gmt":"2016-12-15T12:00:25","slug":"inversio-socialment-responsable","status":"publish","type":"post","link":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/inversio-socialment-responsable\/","title":{"rendered":"Cada vegada m\u00e9s empreses i inversors aposten pel crowdlending sostenible"},"content":{"rendered":"<p><a href=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/hands-for-crowdlending-2.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2348\" src=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/hands-for-crowdlending-2.jpg\" alt=\"inversi\u00f3 socialment responsable\" width=\"1000\" height=\"667\" srcset=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/hands-for-crowdlending-2.jpg 1000w, https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/hands-for-crowdlending-2-300x200.jpg 300w, https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/hands-for-crowdlending-2-768x512.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">La inversi\u00f3 socialment responsable, dins de la qual s\u2019emmarca el model de <\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/que-es-el-crowdlending\" target=\"_blank\"><span style=\"font-weight: 400;\">crowdlending<\/span><\/a><span style=\"font-weight: 400;\"> d\u2019<\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/\" target=\"_blank\"><span style=\"font-weight: 400;\">ECrowd<\/span><\/a><span style=\"font-weight: 400;\">!, \u201cevoluciona d\u2019una forma sostinguda i r\u00e0pida a Espanya, creixent tant en volum com en qualitat\u201d, segons conclou <\/span><a href=\"http:\/\/www.spainsif.es\/sites\/default\/files\/upload\/publicaciones\/estudio-spainsif-2016-web%20%2813%29_optimize.pdf\" target=\"_blank\"><span style=\"font-weight: 400;\">l\u2019\u00faltim informe bianual de les associacions Eurosif i Spainsif<\/span><\/a><span style=\"font-weight: 400;\">. \u00c9s a dir, cada vegada <a href=\"https:\/\/www.ecrowdinvest.com\/blog\/ca\/inversio-socialment-responsable-atreu-els-diners\/\" target=\"_blank\">s\u00f3n m\u00e9s les empreses i inversors que aposten per aquest tipus d\u2019inversi\u00f3<\/a>.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Des de principis de la crisi, l\u2019any 2009, la inversi\u00f3 realitzada sota aquests par\u00e0metres socials s\u2019ha multiplicat per cinc, passant dels 33.300 milions l\u2019any 2009 als 169.359 del tancament del 2015, segons xifres d\u2019Eurosif i Spainsif. Aquest significatiu creixement es deu, en gran part, als baixos nivells de partida.<\/span><\/p>\n<p><a href=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/Screen-Shot-2016-12-14-at-11.58.12-1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2349\" src=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/Screen-Shot-2016-12-14-at-11.58.12-1.png\" alt=\"inversi\u00f3 socialment responsable\" width=\"571\" height=\"268\" srcset=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/Screen-Shot-2016-12-14-at-11.58.12-1.png 571w, https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/Screen-Shot-2016-12-14-at-11.58.12-1-300x141.png 300w, https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2016\/12\/Screen-Shot-2016-12-14-at-11.58.12-1-570x268.png 570w\" sizes=\"(max-width: 571px) 100vw, 571px\" \/><\/a><\/p>\n<p><span style=\"font-weight: 400;\">De fet, Espanya segueix a la cua d\u2019Europa en inversi\u00f3 socialment responsable en suposar a penes un 1% del total de la inversi\u00f3 que es realitza al pa\u00eds. Per\u00f2 aquest baix percentatge tamb\u00e9 significa que aquest tipus d\u2019inversi\u00f3 t\u00e9 encara molt marge de creixement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">En la seva immensa majoria, la inversi\u00f3 socialment responsable \u00e9s realitzada per inversors institucionals, que representen el 97% del total. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Per\u00f2 el <\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/que-es-el-crowdlending\" target=\"_blank\"><span style=\"font-weight: 400;\">crowdlending<\/span><\/a><span style=\"font-weight: 400;\"> permet que siguin els mateixos estalviadors els qui seleccionin i inverteixin directament en els projectes en funci\u00f3 de les seves prefer\u00e8ncies. Aquest tipus d\u2019inversi\u00f3 brinda a l\u2019inversor l\u2019oportunitat de convertir-se en petits prestadors mentre que les petites i mitjanes empreses aconsegueixen el finan\u00e7ament necessari per fer realitat els seus projectes. \u00c9s a dir, amb el <\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/que-es-el-crowdlending\" target=\"_blank\"><span style=\"font-weight: 400;\">crowdlending<\/span><\/a><span style=\"font-weight: 400;\"> tots guanyen. <\/span><\/p>\n<h2><b>Per qu\u00e8 apostar pel crowdlending responsable i sostenible<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">S\u00f3n diversos els motius pels quals cada vegada m\u00e9s inversors i m\u00e9s petites i mitjanes empreses opten per aquest tipus de finan\u00e7ament alternatiu:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">L\u2019INVERSOR:<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">Obt\u00e9 una rendibilitat m\u00e9s gran que amb els productes d\u2019inversi\u00f3 tradicionals.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Coneix de primera m\u00e0 en quin tipus d\u2019empresa i de projecte inverteix els seus estalvis.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Aconsegueix una transpar\u00e8ncia m\u00e9s gran sobre l\u2019\u00fas que se li d\u00f3na als seus diners.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">T\u00e9 la possibilitat de generar un impacte positiu en l\u2019economia real amb els seus estalvis. <\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">LES PETITES I MITJANES EMPRESES:<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">Obtenen els diners necessaris d\u2019una manera senzilla, r\u00e0pida i segura.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Els cr\u00e8dits concedits mitjan\u00e7ant <\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/que-es-el-crowdlending\" target=\"_blank\"><span style=\"font-weight: 400;\">crowdlending<\/span><\/a><span style=\"font-weight: 400;\"> no s\u00f3n tinguts en compte a la central d\u2019informaci\u00f3 de riscos del Banc d\u2019Espanya (el CIRBE).<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\u00c9s una font de finan\u00e7ament complementari per a l\u2019empresa, que ajuda a diversificar el seu pool bancari i, a m\u00e9s, no genera tanta depend\u00e8ncia respecte la banca tradicional.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">I, el m\u00e9s important, \u00e9s molt m\u00e9s que finan\u00e7ament, \u00e9s una eina d\u2019interacci\u00f3 social i posicionament de m\u00e0rqueting<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Tots aquests avantatges, tant per a l\u2019inversor com per a les petites i mitjanes empreses a la recerca de finan\u00e7ament, fan pensar que el <\/span><a href=\"https:\/\/www.ecrowdinvest.com\/ca\/que-es-el-crowdlending\" target=\"_blank\"><span style=\"font-weight: 400;\">crowdlending<\/span><\/a><span style=\"font-weight: 400;\"> sostenible i responsable t\u00e9 encara un llarg recorregut per davant a Espanya, com en tot Europa.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La inversi\u00f3 socialment responsable, dins de la qual s\u2019emmarca el model de crowdlending d\u2019ECrowd!, \u201cevoluciona d\u2019una forma sostinguda i r\u00e0pida &#8230;<\/p>\n","protected":false},"author":11,"featured_media":2343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[462],"tags":[429,587],"nelio_content":{"isAutoShareEnabled":true,"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"followers":[],"suggestedReferences":[],"efiUrl":"","efiAlt":"","highlights":[],"permalinkQueryArgs":[]},"_links":{"self":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/2347"}],"collection":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/comments?post=2347"}],"version-history":[{"count":4,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/2347\/revisions"}],"predecessor-version":[{"id":2356,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/2347\/revisions\/2356"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/media\/2343"}],"wp:attachment":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/media?parent=2347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/categories?post=2347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/tags?post=2347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}