{"id":692,"date":"2014-10-20T15:52:33","date_gmt":"2014-10-20T15:52:33","guid":{"rendered":"https:\/\/www.ecrowdinvest.com\/blog\/?p=692"},"modified":"2021-11-20T08:58:23","modified_gmt":"2021-11-20T07:58:23","slug":"nueva-regulacion-crowdfunding","status":"publish","type":"post","link":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/nueva-regulacion-crowdfunding\/","title":{"rendered":"El sentido de los l\u00edmites a la inversi\u00f3n de la nueva regulaci\u00f3n del crowdfunding"},"content":{"rendered":"<div>En este mes de octubre el Gobierno ha dado &nbsp;\u201cluz verde\u201d al tr\u00e1mite de la nueva ley de regulaci\u00f3n del crowdfunding.<\/div>\n<div><strong>Para quien no conozca el significado de la palabra crowdfunding, una breve descripci\u00f3n<\/strong>: \u201cSe trata de exponer en internet proyectos de empresas que necesitan ser financiados y conseguir que, a trav\u00e9s de peque\u00f1os pr\u00e9stamos de particulares, esas empresas puedan tirar sus proyectos adelante\u201d.&nbsp; Y es que \u00faltimamente esta iniciativa tan positiva est\u00e1 tomando mucha fuerza, surgiendo muchas plataformas dedicadas a ello, entre ellas ECrowd!, nuestra plataforma de inversiones con impacto positivo.<\/div>\n<div><\/div>\n<h2>Nueva regulaci\u00f3n del crowdfunding<\/h2>\n<div>Y siguiendo los pasos de otros pa\u00edses europeos, el gobierno ha querido regular esta actividad, cosa que inicialmente consideramos positiva ya que dar\u00e1 seguridad a los actores del sector, pero ha presentado una ley de la que destacamos lo siguiente:<\/div>\n<div><strong>1. &nbsp; &nbsp; &nbsp; Diferencia entre tipos de inversores: cualificados y no cualificados.<\/strong><\/div>\n<div><strong>2.<\/strong> &nbsp; &nbsp; &nbsp; <strong>Inversores cualificados<\/strong>: Aquellos que poseen una renta anual de al menos 50.000 euros anuales y un patrimonio de inversi\u00f3n de 100.000 euros. A este tipo de inversores no les impone un m\u00e1ximo de inversi\u00f3n en la inversi\u00f3n en crowdfunding.<\/div>\n<div><strong>3.<\/strong> &nbsp; &nbsp; &nbsp; <strong>Inversores no cualificados<\/strong>: Les limita la inversi\u00f3n a 3.000 euros por proyecto y a 10.000 euros anuales como suma de inversi\u00f3n repartida en todas las plataformas de crowdfunding existentes.<\/div>\n<div><\/div>\n<div>Y ahora nos preguntamos\u2026 \u00bfPor qu\u00e9 se limita a los particulares la inversi\u00f3n en crowdfunding, con la que se financia econom\u00eda productiva, y no se limita por ejemplo la inversi\u00f3n en bolsa?<\/div>\n<div>La primera de ellas crea riqueza, la segunda es mera especulaci\u00f3n: comprar esperando volver a vender m\u00e1s caro. Y a\u00fan peor: tampoco no est\u00e1 limitado el gasto en plataformas de apuestas o de juego on-line!<\/div>\n<div>\u00bfQu\u00e9 sentido tiene esta diferencia de trato?<\/div>\n<div><\/div>\n<p>\u00bfQuieres recibir noticias de cu\u00e1ndo abriremos un nuevo proyecto de crowdlending en <a href=\"https:\/\/www.ecrowdinvest.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">ECrowd!<\/a>? Reg\u00edstrate para recibir nuestro bolet\u00edn.<br \/>\n<!-- Begin MailChimp Signup Form -->\n \t<link href=\"\/\/cdn-images.mailchimp.com\/embedcode\/classic-10_7.css\" rel=\"stylesheet\" type=\"text\/css\">\n<style type=\"text\/css\">\n\t#mc_embed_signup{background:#fff; clear:left; font:14px Helvetica,Arial,sans-serif; }<br \/>\n\t\/* Add your own MailChimp form style overrides in your site stylesheet or in this style block.<br \/>\n\t   We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. *\/<br \/>\n<\/style>\n<div id=\"mc_embed_signup\">\n<form action=\"\/\/ecrowdinvest.us6.list-manage.com\/subscribe\/post?u=0dee98d648f99900380062584&amp;id=9bafc0c543\" method=\"post\" id=\"mc-embedded-subscribe-form\" name=\"mc-embedded-subscribe-form\" class=\"validate\" target=\"_blank\" novalidate=\"\">\n<div id=\"mc_embed_signup_scroll\">\n<h2><\/h2>\n<div class=\"mc-field-group\">\n\t<label for=\"mce-EMAIL\">Email <\/label><br \/>\n<input type=\"email\" value=\"\" name=\"EMAIL\" placeholder=\"Entra tu correo electr\u00f3nico\" class=\"required email\" id=\"mce-EMAIL\"><\/div>\n<div class=\"mc-field-group input-group\" style=\"display:none\">\n    <strong>Newsletter &#8211; 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background-image: linear-gradient(to bottom,#20bc2d,#20bc2d)\" value=\"\u00a1Reg\u00edstrate!\" name=\"subscribe\" id=\"mc-embedded-subscribe\" class=\"button\"><\/div>\n<\/div>\n<p><label><br \/>\n<input type=\"checkbox\" required=\"\" name=\"mc4wp-subscribe\" value=\"1\"> Aceptar <a href=\"https:\/\/www.ecrowdinvest.com\/condiciones-generales\" target=\"_blank\" rel=\"noopener noreferrer\">T\u00e9rminos y Condiciones<\/a><br \/>\n<\/label><br \/>\n<\/form>\n<\/div>\n<p><script type=\"text\/javascript\" src=\"\/\/s3.amazonaws.com\/downloads.mailchimp.com\/js\/mc-validate.js\"><\/script><script type=\"text\/javascript\">(function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='SALDO';ftypes[3]='number';fnames[4]='SOURCE';ftypes[4]='text';fnames[5]='TELEPHONE';ftypes[5]='phone';fnames[6]='MDFINV';ftypes[6]='number';fnames[7]='REL';ftypes[7]='text';fnames[8]='RESP';ftypes[8]='text';fnames[9]='COMPANY';ftypes[9]='text';fnames[10]='COMMENT';ftypes[10]='text';fnames[11]='WEBINAR1';ftypes[11]='text';fnames[12]='PROVINCE';ftypes[12]='number';fnames[13]='JSINV';ftypes[13]='number';fnames[14]='IDIOMA';ftypes[14]='text';}(jQuery));var $mcj = jQuery.noConflict(true);<\/script><br \/>\n<!--End mc_embed_signup--><\/p>\n<div><a href=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2014\/10\/CROWDFUNDING.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-694 size-full\" src=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2014\/10\/CROWDFUNDING.jpg\" alt=\"regulaci\u00f3n crowdfunding\" width=\"700\" height=\"467\" srcset=\"https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2014\/10\/CROWDFUNDING.jpg 700w, https:\/\/d1jrzir44a083v.cloudfront.net\/blog\/wp-content\/uploads\/2014\/10\/CROWDFUNDING-300x200.jpg 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><\/div>\n<div><\/div>\n<div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>En este mes de octubre el Gobierno ha dado &nbsp;\u201cluz verde\u201d al tr\u00e1mite de la nueva ley de regulaci\u00f3n del &#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[369,389],"tags":[207,439],"nelio_content":{"isAutoShareEnabled":true,"autoShareEndMode":"never","automationSources":{"useCustomSentences":false,"customSentences":[]},"followers":[5],"suggestedReferences":[],"efiUrl":"","efiAlt":"","highlights":[],"permalinkQueryArgs":[]},"_links":{"self":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/692"}],"collection":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/comments?post=692"}],"version-history":[{"count":6,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/692\/revisions"}],"predecessor-version":[{"id":5091,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/posts\/692\/revisions\/5091"}],"wp:attachment":[{"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/media?parent=692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/categories?post=692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fotovoltaica.ecrowdinvest.com\/blog\/wp-json\/wp\/v2\/tags?post=692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}