Préstamo a planta solar de Teruel para construir vivienda social en Brasil - Fase 1 - Segorsolar

Energy

Status: Signed

 

Amount : 112.250€

Yearly interest:  

monthly instalments: 96

Investors: 207


100% 100%

Positive impact generated

Construction of social housing in Brazil, through a collective loan to a photovoltaic plant in operation in Teruel (Spain).

Project summary

Collective loan to a photovoltaic plant in operation in Teruel (Spain). The loan is guaranteed by the pledge of the power sale contract to the energy distribution company.

The funds will be used, by the owners of the plant, for the construction of social housing in Brazil, within the state program "Minha casa, minha vida".


Project description

SEGORSOLAR SL is the owner of a photovoltaic plant of 99 KWp in Cella (Teruel) which has been in operation since 2008. The company has requested a collective loan through Ecrowd!, of which the funds will be used by its owners for the construction of social housing in Brazil, under the state program "Minha casa, minha vida".
This collective loan will be guaranteed by the income produced by the solar installation, through a "pignoración" or pledge of the credit rights of the energy sales contract to the energy company. SegorSolar is currently changing its energy company from Endesa Energía to Fenie Energía. This change will be concluded before the loan will be signed.













The solar plant has a power of 99kWp and consists of 10 trackers of the Spanish brand MecaSolar MS Tracker 10+ of double axis with 66 Wuxi Guofei modules of 150Wp each. Each tracker 3 SMA Sunnyboy 3300 inverters of 3.3kWn.

The facility is located in the municipality of Cella (Teruel), and is part of a set of 360 kWp in total.

The installation has been in operation since 2008. The last inspection carried out by the National Commission of Markets and Competition (CNMC) was carried out on 11/4/2018, with positive result.

The income of the plant is set by royal decree RD413/2014. According to this decree, the plant is classified as type IT-00058, which means it will get a fixed monthly retribution for the investment of 56.723583 €/kW and a retribution for the generated energy of 0.034305 €/kWh. Therefore, the plant receives a fixed compensation of € 5.615,63/month plus the compensation for the produced produced. Condition to receive the remuneration is that the plant produces a minimum of 72,468kWh of energy yearly (until the last known invoice of 2018, November, the plant has produced 143,649kWh).

The plant will continue receiving this regulated retribution until the end of its useful life, which according to RD14/2010 is 28 years, that is until 2036. At the end of the loan, there are still 9 years of fixed compensation.















OAK INTERNATIONAL FINANCE GROUP - (OAKIF GROUP)

The owners of SEGORSOLAR SL, are also partners of OAKIF, which has developed several social housing construction projects under the state program Minha Casa, Minha Vida in the Natal area in northeastern Brazil. The OAKIF group obtains funds from investors and promotes the construction of homes to be sold at a limited price with the support of the Brazilian government program.

The "Minha Casa, Minha Vida" program

This government program (which name means "My House, My Life") was launched in 2009 as an attempt to solve the housing deficit problem in Brazil. Since then, the program has helped millions of people to acquire a property, at an officially limited price, and is also an important stimulus for the Brazilian construction and economy sector.

The Minha Casa, Minha Vida (MCMA) program was created in 2009 by the Federal Government with the objective of providing affordable housing access conditions for both urban and rural areas. The program works by providing both subsidies and low cost finance to people earning less than three times the minimum wage which enables them to purchase these new affordable homes. Although providing finance for homebuyers, the Brazilian government does not directly fund construction, which is entirely in the hands of independent property developers.  This is where Oak International Finance plays its part by developing projects and selling their houses to those who qualify for the subsidized finance.

Caixa Economica Federal Bank, the 2nd largest state owned financial institution in South America, was appointed to oversee the program and to manage the finance. However, demand has been so great that Banco do Brasil has now been incorporated to assist with the finance management. The program has been hugely successful, by helping to relocate over 4.4 million of Brazil’s poorest families to date, with the ultimate aim of providing 24 million new homes in the coming years, to cope with the ever increasing demand.

Over 80% of Brazil’s population, which is now in excess of 200 million people, qualify for this program under the strict financial criteria.




Project location




Ecrowd! does not charge any commission on your investments or received interest.
The received interest will be subject to the applicable withholding tax.

Ecrowd! is a regulated crowdlending operator (Plataforma de Financiación Participativa) with a licence from the Spanish Financial Authority (CNMV).

Ecrowd! is not an investment services company or credit institution and does not participate in any investment guarantee fund or deposit guarantee fund. The investment projects presented on this platform are not subject to authorization or prior supervision by the CNMV or the Bank of Spain, and the information provided by the developers has not been reviewed by these institutions. All funds are deposited on the electronic payments platform LemonWay payment, which is registered with Bank of Spain. The performance of your portfolio depends on the success of each individual project. There is a risk of total or partial loss of the invested capital, not obtaining the expected financial return and limited liquidity. Carefully read the detailed project information before commiting to any investment. By investing in this project, you expressly state you have received, read and accepted the general conditions of Ecrowd! Diversification is the optimal strategy for managing your investment portfolio.

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Investors

Alberto

5.300€

Ferran

5.000€

Juana Teresa

3.000€

Miguel Ángel

3.000€

Jordi

3.000€

Marc

3.000€

Miguel Angel

3.000€

Christopher

3.000€

Roger Jordi

3.000€

Ángel

3.000€

Esther

2.850€

Augusto

2.500€

Miguel

2.500€

Melchor

2.500€

Alexander

2.500€

Alberto

2.300€

Pedro

2.000€

Nicolau

2.000€

Raquel

1.500€

Josep Maria

1.500€

Rosa

1.500€

José Antonio

1.500€

Tomás

1.500€

Marc

1.500€

Angel

1.500€

Mercedes

1.275€

Jose Daniel

1.200€

Albert

1.150€

Juan F.

1.050€

Francesc

1.000€

Carlos

1.000€

Marta

1.000€

Jon B.

1.000€

Alejandro

1.000€

Jesús M.

1.000€

Andrés

1.000€

Albert

1.000€

Elia

1.000€

Pol

1.000€

Jordijono

1.000€

Gemma

900€

Ermen

800€

Laura

800€

Francisco

800€

José Maria

750€

Heike

700€

Mario

625€

Pedro

600€

Alejandro

600€

Jordi

500€

Juana Maria

500€

Lidia

500€

Carlos

500€

Harold

500€

Javier

500€

Carles

500€

Francisco

500€

Alejandro

500€

Nacho

500€

Chantal

500€

Jaime

500€

Iñigo

500€

Jose Manuel

500€

David

500€

Montserrat

475€

Marcos

425€

Margarita

400€

Luis

400€

Carlos

400€

Fidel

375€

Gerardo

300€

Álvaro

300€

Carles

300€

Guillermo

300€

Marcus

300€

Mercedes

275€

Albert

275€

Mariano

250€

Leo

250€

Enrique

225€

Jose Luis

225€

Miguel

225€

Ruben

225€

David

225€

Jesús Manuel

200€

Matthieu

200€

Laura

200€

Agustin

200€

Arnau

200€

Ricardo

200€

Félix

200€

Josep

200€

Miquel Angel

200€

Eñaut

200€

Julià

200€

Víctor

200€

Xavi

200€

Angel

200€

Igor

200€

Roman

200€

Marcel

175€

Jose Ignacio

175€

Eulogio

175€

José Alberto

150€

Jesús

150€

Francisco

150€

Rafael

150€

Sergio

150€

Manuel

150€

Alvaro

150€

Joan

150€

Jesús

150€

Aleix

150€

German

150€

Pedro

125€

Alberto

125€

Gerard

125€

Thais

125€

Roberto

125€

Manel

125€

Aitor

100€

Javier

100€

Fernando

100€

Jose

100€

Víctor M.

100€

Jorge

100€

Albert

100€

Patricia Aline

100€

Marc

100€

Marc

100€

Alejandro

100€

David

100€

Jordi

100€

Pablo

100€

Josep

100€

Gorka

100€

Jorge

100€

Jordi

100€

María Teresa

100€

Jesús Maria

100€

Ismael

100€

Raúl

100€

Rafael

100€

Raúl

100€

Roser

100€

Joan Marc

100€

Josep

100€

Ignacio

100€

David

100€

Manuel

100€

Peter M.

100€

Felip

100€

Daniel

100€

Guillem

100€

Carlos

100€

Jordi

75€

Adrián

75€

Pablo

75€

Jaime

75€

Enric

75€

Nil

75€

Javier

75€

Sergi

50€

Leopoldo

50€

Jana

50€

Glòria

50€

Alfonso

50€

Antonio

50€

Miguel Angel

50€

Juan Carlos

50€

Fernando

50€

David

50€

Lorena

50€

Alfonso

50€

Santiago

50€

Laurent

50€

Javier

50€

Adrià

50€

Xosé Afonso

50€

Antonio

50€

Oriol

50€

Joan

50€

José Ángel

50€

David

50€

Víctor Gelasio

50€

Noelia

50€

Juan Jose

50€

Luis

50€

Stephan

50€

Joaquin

50€

Rebeca

50€

José Luis

50€

Borja

50€

Oscar Iñigo

50€

Jorge

50€

Alvaro

50€

Marc

50€

Sergio

50€

Jose Luis

50€

Victor

50€

Jordi

50€

Lluís

50€

Jesus

50€

Enrique

50€

Eloy

50€

Jordi

50€

Juan Carlos

50€

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This project is 100% financed and the project details and updates are only accesible to investors that have invested in this project.
This project is 100% financed and the project details and updates are only accesible to investors that have invested in this project.
This project is 100% financed and the project details and updates are only accesible to investors that have invested in this project.
This project is 100% financed and the project details and updates are only accesible to investors that have invested in this project.

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